<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
    
  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/get-account-balances</loc>
    <lastmod>2026-03-13T13:15:16.663Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/get-account-holds</loc>
    <lastmod>2026-03-13T13:15:16.696Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/get-account-transactions</loc>
    <lastmod>2026-03-13T13:15:16.679Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/get-accounts</loc>
    <lastmod>2026-03-13T13:15:16.637Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/open-account</loc>
    <lastmod>2026-03-13T13:15:16.649Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/place-hold-on-account</loc>
    <lastmod>2026-03-13T13:15:16.712Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/accounts/release-hold</loc>
    <lastmod>2026-03-13T13:15:16.726Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/bill-payments/get-bill-payment-categories</loc>
    <lastmod>2026-03-13T13:15:16.784Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/bill-payments/get-billers</loc>
    <lastmod>2026-03-13T13:15:16.803Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/bill-payments/pay-a-bill</loc>
    <lastmod>2026-03-13T13:15:16.830Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/bill-payments/validate-a-bill</loc>
    <lastmod>2026-03-13T13:15:16.816Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/cards/create-customercard</loc>
    <lastmod>2026-03-13T13:15:16.965Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/cards/get-customer-cards</loc>
    <lastmod>2026-03-13T13:15:16.950Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/consent/authorize-by-code</loc>
    <lastmod>2026-03-13T13:15:16.569Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/consent/get-token</loc>
    <lastmod>2026-03-13T13:15:16.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/consent/request-device-authorization-code</loc>
    <lastmod>2026-03-13T13:15:16.582Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/consent/revoke-token</loc>
    <lastmod>2026-03-13T13:15:16.610Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/customers/get-customer-details</loc>
    <lastmod>2026-03-13T13:15:16.624Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/direct-debits/create-direct-debit</loc>
    <lastmod>2026-03-13T13:15:16.904Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/direct-debits/get-direct-debits</loc>
    <lastmod>2026-03-13T13:15:16.891Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/direct-debits/trigger-direct-debit</loc>
    <lastmod>2026-03-13T13:15:16.919Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/direct-debits/update-a-direct-debit-mandate</loc>
    <lastmod>2026-03-13T13:15:16.933Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/disputes/get-dispute-categories</loc>
    <lastmod>2026-03-13T13:15:16.844Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/disputes/get-status-of-a-dispute</loc>
    <lastmod>2026-03-13T13:15:16.878Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/disputes/report-dispute</loc>
    <lastmod>2026-03-13T13:15:16.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/dynamic-client-registration/get-client-credentials</loc>
    <lastmod>2026-03-13T13:15:16.539Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/dynamic-client-registration/register-a-new-client-application</loc>
    <lastmod>2026-03-13T13:15:16.554Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/loans/get-customer-loans</loc>
    <lastmod>2026-03-13T13:15:16.979Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/savings/get-customer-savings</loc>
    <lastmod>2026-03-13T13:15:16.995Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/savings/get-customer-savings-transactions</loc>
    <lastmod>2026-03-13T13:15:17.009Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/transfers/get-transfer-status</loc>
    <lastmod>2026-03-13T13:15:16.769Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/transfers/initiate-transfer-enquiry</loc>
    <lastmod>2026-03-13T13:15:16.740Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/api-reference/transfers/transfer-funds</loc>
    <lastmod>2026-03-13T13:15:16.755Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/accounts</loc>
    <lastmod>2026-03-13T13:15:20.240Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/bill-payments</loc>
    <lastmod>2026-03-13T13:15:20.273Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/cards</loc>
    <lastmod>2026-03-13T13:15:20.257Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/consent-management</loc>
    <lastmod>2026-03-13T13:15:20.260Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/customers</loc>
    <lastmod>2026-03-13T13:15:20.263Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/developer-onboarding</loc>
    <lastmod>2026-03-13T13:15:34.268Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/direct-debit</loc>
    <lastmod>2026-03-13T13:15:34.263Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/dispute-management</loc>
    <lastmod>2026-03-13T13:15:34.265Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/loan-information</loc>
    <lastmod>2026-03-13T13:15:34.261Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/savings-information</loc>
    <lastmod>2026-03-13T13:15:34.260Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/technical-guide</loc>
    <lastmod>2026-03-13T13:15:34.264Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/test-account</loc>
    <lastmod>2026-03-13T13:15:34.262Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/guides/transfers</loc>
    <lastmod>2026-03-13T13:15:34.259Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/introduction</loc>
    <lastmod>2026-03-13T13:15:34.261Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/quickstart</loc>
    <lastmod>2026-03-13T13:15:34.266Z</lastmod>
  </url>

  <url>
    <loc>https://docs-sandbox.sparkle.fyi/support/support</loc>
    <lastmod>2026-03-13T13:15:41.667Z</lastmod>
  </url>
</urlset>