> ## Documentation Index
> Fetch the complete documentation index at: https://docs-sandbox.sparkle.fyi/llms.txt
> Use this file to discover all available pages before exploring further.

# Test Accounts

> Test API Integration with the accounts below

### Scopes

| Scope                            | Description                       |
| -------------------------------- | --------------------------------- |
| openid                           | Make an OpenID Connect request    |
| customers.readonly               | View customers                    |
| accounts.create                  | Create an account                 |
| accounts.list.readonly           | View accounts                     |
| accounts.balance.readonly        | View account balance              |
| accounts.transactions.readonly   | View transactions                 |
| accounts.holds.readonly          | View holds                        |
| accounts.holds.create            | Create a hold                     |
| accounts.holds.update            | Update a hold                     |
| transfers.transactions.enquiry   | Enquire about a transfer          |
| transfers.transactions.create    | Create a transfer transaction     |
| transfers.transactions.query     | Query transfer transactions       |
| bills.bill.validate              | Validate a bill                   |
| bills.transactions.create        | Create a bill transaction         |
| disputes.report.create           | Create a dispute report           |
| disputes.report.readonly         | View disputes                     |
| direct-debits.create             | Create a direct debit             |
| direct-debits.update             | Update a direct debit             |
| direct-debits.list               | View direct debits                |
| direct-debits.transaction.create | Create a direct debit transaction |
| cards.list                       | View cards                        |
| cards.create                     | Create a card                     |
| loans.list                       | View loans                        |
| savings.list                     | View savings                      |
| savings.transactions.list        | View savings transactions         |

### Test Login Credentials

| Username                                                  | PIN  |
| --------------------------------------------------------- | ---- |
| [elomena@sparkle.ng](mailto:elomena@sparkle.ng)           | 1234 |
| [hellodevelo+1@gmail.com](mailto:hellodevelo+1@gmail.com) | 1234 |

### Transfer Accounts

| Account Number | Destination Bank Code |
| -------------- | --------------------- |
| 0016819451     | 000013                |
| 1000000233     | 090325                |

### Bill Payment

| Category ID | Biller ID           | Biller Reference |
| ----------- | ------------------- | ---------------- |
| 16          | 163\|22\|GOTV\_MAX  | 4131953321       |
| 3           | 3\|639\|GOTV\_RENEW | 4131953321       |